Author Archives: Brian Turner

Being in debt doesn’t always have straightforward solution for everyone. Some people may be able to buckle down, cut costs, and simply pay off their debt over time, and this is the best choice, if it’s reasonable. When clients and … Continue reading →

When you file bankruptcy, you hope that this will be a once in a lifetime event. You’ll want to time your bankruptcy for the maximum benefit. With the new start that bankruptcy provides, you can do everything possible to live … Continue reading →

If money is tight, you may get in the habit of using your credit card as a back up. This isn’t a problem if you pay off the balance each month, but the balance can grow quickly and your credit … Continue reading →

If you’re in debt and are considering bankruptcy, you may wonder just what bankruptcy will accomplish for your financial situation. Will it erase all of your debt? Will you get to keep all of your property? The consequences and benefits … Continue reading →

Many of us look forward to getting a tax return each year and this can be especially helpful when you have debt you need to get caught up on. Sometimes a tax return isn’t enough and you need to explore … Continue reading →

If you’re married and considering bankruptcy, you have some decisions ahead of you. You’ll need to decide which chapter to file and if you’ll file together or just one of you will file. [LINK married filing separately] I can help … Continue reading →

Some people may see bankruptcy as a quick fix that will make your debt magically disappear. While bankruptcy may discharge most of your debts, this decision comes with some serious, long-term consequences. I never advise someone to file bankruptcy when … Continue reading →

Just the thought of filing bankruptcy can be stressful or make you feel defeated. You may have already cut your expenses in every possible way and negotiated with creditors, but still not have enough money to keep up with your … Continue reading →

Filing bankruptcy can be intimidating and unnerving, especially when you aren’t sure if it will mean losing your car or home. There are many myths surrounding bankruptcy and all the requirements and consequences. When you work with an experienced bankruptcy … Continue reading →

When you’re married, you usually try to work through everything together as a team. Part of that teamwork includes making wise decisions about finances so that you can have a successful future together. Sometimes one partner brings debt to a … Continue reading →