Author Archives: Erin Uhlemann

I need to file bankruptcy but I don’t want to lose my car. Is this possible?

Most Oregonians who file bankruptcy rely on their cars and trucks to go to work, get to the doctor, to drive children to school, and for many other purposes.  When you need to file bankruptcy, protecting a vehicle is an … Continue reading

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I can’t afford to pay my second mortgage. Is this something that bankruptcy can help me with?

You may be able to use a Chapter 13 bankruptcy case to eliminate your second mortgage, home equity line of credit, or judgment lien.  If your house is worth less at the time you file your Chapter 13 bankruptcy case … Continue reading

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What is a reaffirmation agreement, and should I sign one?

Maybe, but you should seriously consider your other options, such as redeeming the vehicle, surrendering the vehicle, and finding out whether the lender will allow you to simply retain the vehicle and remain current on the payments without signing a … Continue reading

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