Dealing with financial difficulties is one of the most stressful things that can happen to an individual, marriage, or family. When those difficulties get to the point of bankruptcy, doubts about self worth can creep in, and worries about the future can take a real toll on your emotional well being. We all know that money is one of the top things that couples fight about and bankruptcy can be a challenging time for even the strongest of marriages. Oftentimes friends or family members may not understand why you have to decline invitations to fun nights out or vacations. Missing out on the things you once enjoyed can lead to depression or even hopelessness.
You Are Not Alone
You are not alone in dealing with debt that you cannot repay. Bankruptcy is far more common today than it used to be and the consequences are far less damaging. Due to the recent downturn in our economy, many honest, hard-working people have found themselves with depleted savings accounts, unable to pay for emergencies or even basic household expenses. When this happens, credit cards often become the only option, and before you know it, you are in over your head, unable to keep up with the payments. You can have financial freedom once again and that is what we’re here to help you with. Through bankruptcy and wise budgeting, you will be able to decrease your stress and get back on your feet.
How to Maintain your Emotional Health
When the mounting debt becomes overwhelming, there are a few things you can do to maintain your emotional health. One of the biggest stressors is just the unknown steps and consequences of bankruptcy. We’re here to educate you about the bankruptcy process and to make sure that the process goes smoothly. We’ll look at your financial situation and present you with the best options for handling your debt, be it filing a Chapter 7 or 13 Bankruptcy, looking into debt consolidation, or just re-evaluating your budget to see where you can trim costs. Just having this information can be an empowering stress relief.
After coming up with a plan for taking care of your debt, life will still be stressful, so it’s important to take care of yourself, too. This is a time when positive thinking and thankfulness are key. There is no shame in filing bankruptcy. Instead, it is a way of taking responsibility for building a better financial future for yourself and your loved ones. Take the time to enjoy the simple blessings of life such as quiet nights at home with friends and family. Invite people over for a potluck style game night or plan a picnic at a park. Getting outside in the fresh air, hiking, and yoga are all good stress relievers. There’s also nothing like a good laugh, so read a funny book or watch your favorite sitcom for an escape. Don’t forget, if you’re feeling alone or trapped, please reach out for help. Find a friend who is a good listener if you need to talk. And remember, we’re here to take care of everything on the legal side of things. We’ll make sure your case is organized and as stress free as possible so you can concentrate on starting your new life of financial freedom. Call us today and we’ll walk through this together.
Let Us Help
We are here to help as you strive toward financial freedom. We’re experienced and have up-to-date knowledge about all the aspects of bankruptcy law. Don’t feel like you have to navigate the system alone. We’re here to take your call! Contact us today to get started. Click here if you need a Eugene bankruptcy attorney , or check here for our other Oregon and Washington locations.