Chapter 13 Statement of Your Current Monthly Income and Calculation of Commitment Period (Form 122C-1)

The court trustee’s role is to evaluate your case, including your assets, debts, and income. They’ll need to decide how your property and creditors are handled, so it’s imperative that they have an accurate understanding of your overall circumstances. For … Continue reading

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Chapter 7 Statement of Your Monthly Income

Sometimes no matter how hard you work and how disciplined you are with your spending, debt can build up. Payments may be manageable at first, but it might become impossible to ever make progress on paying off what you owe. … Continue reading

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Filing Bankruptcy With Cosigners

Most of us tend to keep our finances private and make financial decisions on our own. But if you’re considering bankruptcy and have debts with cosigners, they will need to be informed of the status of your finances because they … Continue reading

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Schedule H – Codebtors

As a professional bankruptcy attorney, I care about the outcome of your case and your future livelihood. I don’t see it as my job to simply file your paperwork; I want to ensure you’re making the best financial choices possible … Continue reading

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Real Property and Bankruptcy

Your bankruptcy case doesn’t just include your debt and income. In order for the court trustee to fully evaluate your case and make discharge decisions, he or she also needs to know about your property and assets. For real property, … Continue reading

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Bankruptcy Filings are Decreasing

Over that last decade or so, our economy has been challenging for consumers and business owners alike. It’s very likely that you know someone who is struggling financially, and that someone may even be you. Whether it’s unemployment, illness, foreclosure, … Continue reading

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Legal Terms: Contingent, Unliquidated, and Disputed

People usually fall into one of two categories: detail oriented or big picture thinkers. When filing bankruptcy, it’s important to keep your eye on the big picture and your long-term goal of being debt free, but the process also requires … Continue reading

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Schedule G – Contracts and Leases

As with any legal proceeding, there are many forms and documents involved when you file bankruptcy. Everything that you submit to the court helps them to assess your overall situation so that your case is handled correctly. The court will … Continue reading

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Schedules I and J – Your Income and Expenses

In order to successfully file your bankruptcy and have your case resolved, the court will need to know the details of your situation and have supporting documentation. We’ll use a variety of forms to do this, and on Schedules I … Continue reading

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Schedule D – Secured Creditors

When we work together, I want you to be 100% confident that you’re well informed throughout the bankruptcy process, so if you ever have questions along the way, I’m glad to answer them. We’ll make some important decisions together, and … Continue reading

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