Many people believe that if you file bankruptcy, you will lose your home, but there are ways to keep your home and even reduce your mortgage payments when you file. So if you’re struggling with your monthly bills, don’t write … Continue reading →

Bankruptcy is possibly one of the largest decisions you will make in your lifetime. As with any important decision, you really need to know all the facts before you make a move. That’s where I come in; I’ll help you … Continue reading →

One of the greatest fears that people must confront while dealing with debt is worrying that they won’t be able to provide for their families. Depending on the type of debt, your creditors may be willing to work with you … Continue reading →

It’s no secret that Americans love their cars. For many of us, they symbolize our freedom, and the thought of losing your car in bankruptcy can be nerve wracking. In reality, many people are able to keep their cars, but … Continue reading →

When you first begin to fall behind on bills, it may be a temporary situation due to a month with extra expenses or decreased income. But if one month turns into two (or more) and you’re scrambling to keep up, … Continue reading →

If you’re in debt and have missed payments or are unable to keep up with other expenses due to the debt, you most likely are well aware of this. When creditors start calling to remind you about how much you … Continue reading →

Most of the time when people file bankruptcy, it’s a straightforward proceeding. You file your case, complete your credit counseling, attend your 341 Meeting, and are on your way to financial freedom. But for various reasons, sometimes one party in … Continue reading →

If you owe money but know there’s no way you’ll ever be able to pay it back, you may feel guilty. You may worry not only what happens to your credit, but also what it means for your creditors to … Continue reading →

You’ve probably heard that one of the negative consequences of filing bankruptcy is a decrease in your credit score. If you’ve always had good credit, this may not seem like a big deal, but having negative information on your credit … Continue reading →

One of the biggest fears that people have when preparing to file bankruptcy is that they will lose their home. Fortunately, there are many ways to avoid foreclosure if you’ve fallen behind on your debt. Your first step should always … Continue reading →